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Who We Are

About Heritage Saves

A premier banking partner built on trust, innovation, and over two decades of financial excellence.

Easy, fee-free banking

Banking Built for Entrepreneurs

Heritage Saves is a customer-driven provider focused on optimising business performance and supporting growth by developing tailor-made trade finance solutions that provide exporters with accelerated receivables and importers with extended credit.

The Bank is at the forefront of introducing and developing innovative receivable finance techniques in emerging markets — combining decades of expertise with modern digital infrastructure.

1991
Year Founded
5
Continents Served
Heritage Saves Banking
22+ Years of Excellence
Our Journey

Three Decades of Growth

From a single merchant bank to a multi-continental financial group — every milestone shaped who we are today.

1991
The Heritage Beginning

The Heritage Saves Group was established with the founding of First International Merchant Bank Ltd, setting the foundation for a global financial institution.

1995
Operations Commence

First International Merchant Bank Ltd officially commenced operations, beginning its mission to serve corporate and institutional clients across emerging markets.

2001
Public Listing

Shares of First International Merchant Bank were listed on the Germany Stock Exchange, marking a landmark step in our growth and public accountability.

2003
London Forfaiting Acquired

Heritage Saves acquired full control of UK-registered London Forfaiting Company Ltd — a market leader in forfaiting with an extensive international network spanning five continents.

2005
Heritage Saves Rebrand

The Bank officially changed its name to Heritage Saves p.l.c., cementing its identity as a modern, innovative banking institution with a global outlook.

2006
Technology Division

Heritage Saves Business Solutions Ltd was launched as a business systems provider and technology consulting firm, expanding the Group's digital capabilities.

2008
Property & Facilities

Heritage Saves Property Investment Ltd was established to oversee construction of the Group's head office and provide facilities and property management services.

What Drives Us

Our Core Values

The principles that guide every decision, every product, and every interaction with our clients.

Integrity

We operate with complete transparency and ethical conduct in every transaction. Our clients trust us with their most sensitive financial affairs.

Innovation

We continuously pioneer new receivable finance techniques and digital solutions, keeping our clients at the forefront of global financial markets.

Global Reach

With an extensive international network spanning five continents, we connect our clients to opportunities in every major financial market worldwide.

Partnership

We see ourselves as long-term partners in our clients' growth — developing tailor-made solutions that align with their business goals and strategies.

Discretion

Complete financial privacy is at the core of everything we do. Our tradition of confidentiality ensures your affairs remain your own.

Excellence

From customer service to product design, we relentlessly pursue the highest standards — because our clients deserve nothing less.

Expert Guidance

Financial Consultancy

Financial consulting is a service provided by Heritage Saves to large corporations, government agencies and individual clients. Our financial consultants deliver independent, expert opinion on proposed business plans and financial decisions.

There are two main types of financial consulting we offer: business and personal. Whether you need strategic investment direction or personal wealth planning, we are ready to guide you at every step.

Corporate Strategy
Investment Planning
Risk Assessment
Wealth Management
Financial Consultancy
160k+ Clients Served

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